We firmly believe in quality consultations; during a consultation appointment individuals should have questions answered and get a good understanding of what the bankruptcy process entails for them. A consultation should answer all your questions based on your unique and current situation.
Category: Utah Bankruptcy
Phone hearing 341 meeting
Utah phone hearing 341 meeting consist of multiple debtors, attorneys, trustees, and creditors on the same phone call. You attend your phone hearing 341 meeting by calling the number you will be provided by the bankruptcy court.
Bankruptcy in Retirement
Filing a Utah bankruptcy in retirement is a legitimate effort to rid oneself of oppressing debt that cannot be tackled on a fixed income. Being stuck with a lot of debt in retirement is challenging
Survive Eviction
According to a recent article in the New York Times there is a tsunami wave of foreclosures and evictions about to occur in this country due to the Covid-19 pandemic. Up until this point, government aid has kept a dozen million Americans in their homes, but that cushion won’t last forever. Polls and surveys show that in the next few months it’s estimated that 2 million Americans will be evicted from their homes and apartments for the next several month.
Bankruptcy During Quarantine
Bankruptcy during quarantine changes have been much the same as the other changes in society. Bankruptcy lawyers have been considered essential workers in Utah and most bankruptcy court sessions and hearing meetings continue however they are now usually on the telephone. Utah bankruptcy during quarantine currently involves 341 meeting of creditors over the phone. At our office, open hours have maintained the same, as of the number of staff answering calls, arranging appointments and preparing bankruptcy cases. We offer, and will continue to offer free virtual consultations using Zoom or Skype. Much of the paperwork during bankruptcy in quarantine is the same but has been transposed to an online fillable format. In several cases bankruptcy during quarantine has eased the bankruptcy process overall as electronic and virtual features have sped up the process and eliminated travel time for clients to attend hearings.
Bankruptcy during Covid-19
The different procedures for bankruptcy during Covid-19 seem to vary between law firms and the bankruptcy courts. For example a number of local firms have closed their offices and are not taking clients. We have embraced the new changes and technology that make it so we can still offer high quality, full service bankruptcy to our clients.
Bankruptcy and Stimulus Money
Government Stimulus checks have been sent out in order to counter the significant negative impact on the economy that resulted from COVID-19. It was within the government’s intention to completely and legally protect these checks for those filing bankruptcy but it was forgotten in the rush of passing the Stimulus bill
Bankruptcy after COVID 19 – 5 Things to Know
The people that come out of bankruptcy in the best shape tend to be the ones who got expert advice early. You can get referrals from the National Association of Consumer Bankruptcy Attorneys, and the first meeting is typically free. Bankruptcy after COVID 19 does not mean you should rush to file for bankruptcy since your situation could improve, or things could get much worse. You need to understand that a Chapter 7 Bankruptcy can only be filed once every eight years so you will want to file when you can erase the maximum amount of debt.
Bankruptcy: Can I bounce back?
Sometimes you need the protection of the legal system in this country to get a do over. I find that most people by following some simple principles will thrive after bankruptcy. That is what we do at the Utah Bankruptcy Guy. Its our belief that tomorrow will be a better day and success is in your post bankruptcy future. We will give you the resources to come out of bankruptcy stronger and focused on a brighter tomorrow. Can I bounce back – of course you can!
Will bankruptcy affect my car insurance?
Will bankruptcy affect my car insurance? If you are lucky, the only factor negatively impacting your insurance rates will be your credit score, but depending on which company you use as an insurance provider, the other factors may also cost you more money each month.