file befor marriage

Here’s the thing, if you’re about to get married you’re smart to take time to strategize financially. Taking a large amount of debt into a marriage can be destructive on many different levels. One of the leading causes of divorce is money problems so it is defiantly wise to consider your options before you tie the knot.

Read More
debt in bankruptcy

There are a number of kinds of debt that my not go away in a bankruptcy case. So in your case what debt survives bankruptcy? It’s important to speak with an experienced bankruptcy lawyer before you file bankruptcy so you have a better understanding of the outcome of your bankruptcy.

Read More
utah debt lawyer

Excessive debt causes problems. Excessive debt causes stress. Excessive debt is one on the main causes of divorce. Excessive debt can be dealt with. A Utah debt lawyer can help you deal with your debts. The Utah Bankruptcy Guy team deals with excessive debt every day using federal laws to help you get your life back. Using bankruptcy the team at the Utah Bankruptcy Guy has helped thousands of Utah families eliminate excessive debt

Read More
Bankruptcy can be denied

This list may make the process of filing for bankruptcy sound rather intimidating. You might be asking “well, how will I know if I did one of those things?” The first step is to ensure that you don’t go through this process alone. Hiring an attorney is your best defense to being greeted by unpleasant surprises in court. An experienced attorney will know what questions to ask you in order to ascertain if you might be in one of these categories, and how to help you safely navigate your bankruptcy filing.

Read More

The Bankruptcy Discharge in Utah: For those filing Chapter 7 bankruptcy in Utah the final goal is to have their debts discharged and to keep all nonexempt property. A discharge is designed to relieve debtors of personal liability for most debts and prevents creditors from taking any action to collect from the debtor after the…

Read More

TYPES OF CREDITORS To understand bankruptcy, credit and debt it helps if you understand the different types of parties involved in the process.  So lets focus in this posing on creditors. It is also important to understand the different types of debt in a bankruptcy. So lets focus on Secured versus Unsecured Creditors. SECURED CREDITORS…

Read More

Bankruptcy is not the silver bullet that will cure all your financial issues.  Many people want to know what bankruptcy can do for them here is what bankruptcy cannot do for you.  There are debts that bankruptcy cannot eliminate like student loans, child support, alimony and most secured debts. What bankruptcy cannot do for you and…

Read More

These are three of the most common mistakes I see right before someone goes in bankruptcy court: 1. Making A Preference Payment If you owe on credit cards or medical debt and instead of paying that debt you pay on a past-due debt to family within 1 year of filing bankruptcy, that is a preference payment. The…

Read More

We often get the question here at the firm of whether or not there is a certain amount of debt that somebody needs to have before they can file a Utah bankruptcy. The answer is that there is no minimum amount of debt that is required to file a bankruptcy.  As with most simple answers…

Read More