utah bk guy

We always say it better to give too much information that too little.  You are seeking forgiveness of your debts and need to approach the process with clean hands.  Rest assured however that if you honestly disclose your required information you should have no problems with the bankruptcy court.

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stop the foreclosure on my utah home

Do you see a foreclosure on the horizon?   Here are 5 ways to stop foreclosure before it starts. Foreclosure is a major crisis for most families in Utah.   We can help.  You have options to help keep you and your family from losing your home.   You can get out of debt without losing everything!

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home loan after bankruptcy

The waiting period on getting a loan after your bankruptcy can vary depending on a host of factors, but a big one is the type of bankruptcy you experienced. With a Chapter 7 bankruptcy, lenders typically wait two years after the date of discharge. As for Chapter 13 bankruptcy, you may be eligible for a VA loan just 12 months removed from the filing date.

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wage garnishment

You need to understand that when employer gets that wage garnishment order, by law they must begin withholding 25% of your take-home pay right away. The papers say there is a period of time before a response is due but that just means your employer has to keep the money collected until they get an order telling them where to send the money.

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filing a chapter 7

In a nutshell you file a Chapter 7 case by submitting a petition in which you disclose all your assets, debts, income and expenses to the court. The documents are reviewed by a series of Trustee’s and at the end of the proceeding, the bankruptcy court issues an order of discharge, and you are no longer liable for applicable debts.

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small business bk options

Utah small business bankruptcy is considerably more complex than consumer (personal) bankruptcy. Be careful do not accept the “one-size-fits-all” approach most bankruptcy firms employ.  Look for a law firm that will sit down with you discuss whether a Utah small business bankruptcy is your best option.  Work with an attorney that is will to suggest non-bankruptcy options as well as bankruptcy option

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bankruptcy not good

When you are trying to decide when bankruptcy is not good – it can really help to find a reputable attorney who wants to help you explore your options.  At the Utah Bankruptcy Guy our Attorney Douglas Barret has 20+ years of experience dealing with these issues.

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