2021 bankurpt

Bankruptcy in 2021 still spans the time of the Covid-19 pandemic. Last year many of my clients were able to start the bankruptcy process ahead of the curve because they were able to use a portion of their stimulus checks to cover court and attorney fees.

Read More
bankruptcy documents

So if you have already filed a bankruptcy case and received a discharge – Congratulations! The goal of bankruptcy is to receive your bankruptcy discharge at the end of your Chapter 7 or Chapter 13 case. I am sure you are anxious to get a fresh start, but what should you do next? First may…

Read More
little know secrets of bankruptcy

Utah bankruptcy secrets should be known to everyone. We want to help you make smart financial decisions. Here are 5 bankruptcy secrets everyone thinking about filing for bankruptcy in Utah should know.

Read More
utah debt lawyer

Excessive debt causes problems. Excessive debt causes stress. Excessive debt is one on the main causes of divorce. Excessive debt can be dealt with. A Utah debt lawyer can help you deal with your debts. The Utah Bankruptcy Guy team deals with excessive debt every day using federal laws to help you get your life back. Using bankruptcy the team at the Utah Bankruptcy Guy has helped thousands of Utah families eliminate excessive debt

Read More
bankruptcy meaning

Will bankruptcy affect my car insurance? If you are lucky, the only factor negatively impacting your insurance rates will be your credit score, but depending on which company you use as an insurance provider, the other factors may also cost you more money each month.

Read More
bankruptcy budget

Obtaining credit after bankruptcy is the key to having a credit life – after bankruptcy. Using credit wisely can help you get back on your feet quickly after bankruptcy. So even though you might qualify for a credit card you still need to use the credit you have wisely to create a budget. Make small charges on credit cards and pay the debt off each month. Don’t try and carry a balance from month to month since that may have been what got you into financial trouble before your bankruptcy.

Read More

When bankruptcy is removed from credit report? Bankruptcies typically stay on your credit report for around 10 years. It will be removed automatically at the end of that period. A Chapter 7 bankruptcy usually stays for 10 years and a Chapter 13 bankruptcy stays for around 7. Bankruptcy is removed from credit report automatically. According…

Read More

Why does bankruptcy happen?  Bankruptcy occurs when you are insolvent and can’t afford to pay off your debts. It is also the process of seeking legal advice from an attorney and from getting legal relief from your debts, and protection from your creditors. It can be the result of a lot of credit card debt,…

Read More

Many times I am asked do I need credit after bankruptcy?  If you have just filed a Chapter 7  or Chapter 13 bankruptcy due to financial problems with credit, creditors and/or credit cards or overwhelming medical debt you may have said to yourself that you will never no way no how use credit again. Most…

Read More