When bankruptcy is not an option

Just because you say you are bankrupt does not make it so.  There is the famous episode of The Office where the lead character Michael Scott “declared” bankruptcy to everyone within earshot and thought he was done – not because he just said the word bankruptcy but because he “declared it”.  Just because you say… Continue reading When bankruptcy is not an option

Bankruptcy when does it clear

Your bankruptcy will clear off from your credit report either 7 or 10 years after filing for a bankruptcy.  Bankruptcy when does it clear depends on which type of bankruptcy case you file. Bankruptcy can be a great tool to overcome burdensome debt and get you back on your feet. It does however come at a… Continue reading Bankruptcy when does it clear

Debts in Bankruptcy

Types of Debts in Bankruptcy There are different types of debts in bankruptcy.  Not all debts are treated the same in bankruptcy since Congress decided that certain types of debts are more important than others types of debts in bankruptcy. As a result, the way bankruptcy affects a particular debt depends on what kind of… Continue reading Debts in Bankruptcy

Bankruptcy trustee

Although the trustee in bankruptcy is not a judge, he or she has tremendous influence over a bankruptcy case.  Many of my clients do not know what this person does. So here is the quick version of the role of a bankruptcy trustee in Utah and nationwide. So just who is the bankruptcy trustee? Trustee… Continue reading Bankruptcy trustee

2018 AVVO Award

  PRESS RELEASE For Immediate Release Orem, UT – Attorney Douglas L. Barrett of Orem has been named once again a Top Rated Lawyer by the website AVVO. AVVO is he premier online legal marketplace that connects consumers and lawyers. Douglas “The Bankruptcy Guy” Barrett has been practicing bankruptcy law since 2000. Barrett received his… Continue reading 2018 AVVO Award

Bankruptcy for cheap

Bankruptcy for cheap in Utah.  Sometimes people are unable to afford the fees charged by bankruptcy attorneys and look to file bankruptcy for cheap. While many attorneys offer payment plans, your case will not be filed until all fees are paid in full. This means that you will not have bankruptcy protection against creditors while… Continue reading Bankruptcy for cheap

Doing medical bankruptcy

Out-of-pocket medical costs—like deductibles, doctor’s office co-pays, and prescription drugs—pushed more than 10 million Americans below the poverty line in 2015, according to the U.S. Census. So its not surprising that the leading cause of personal bankruptcy in the US is linked to medical expenses.  Bankruptcy lawyers deal with doing medical bankruptcy on a daily… Continue reading Doing medical bankruptcy

Bankruptcy and inheritance

Bankruptcy and inheritance in Chapter 13 bankruptcy:  If you receive an inheritance while you are in the midst of a Chapter 13 bankruptcy repayment plan, most courts will require that you pay this amount into your Chapter 13 plan. In a Chapter 13 bankruptcy case you propose a plan to repay your creditors over a… Continue reading Bankruptcy and inheritance

Is bankruptcy like stealing

Is bankruptcy like stealing?  I have had this question recently ask of me.  My response in that is utterly false.  Every year, over one million people file for bankruptcy, whether through Chapter 7, Chapter 12 or Chapter 13. These are good people who are in difficult financial situations. While there is always a few bad… Continue reading Is bankruptcy like stealing

Bankruptcy and IRS Form 1099

So I have been getting a bunch of calls from my clients lately about bankruptcy and IRS Form 1099 that they received in the mail.  This being tax time and all it’s important to know your rights.  If you filed bankruptcy last year make sure you tell your tax preparer about it – especially if… Continue reading Bankruptcy and IRS Form 1099