bankruptcy and covid

Let’s face it the world changed in early 2020 as the Covid-19 virus got loose. The bankruptcy world has had to adapt and change as well in these challenging times. Many of the changes I feel will be here for a long time. The constant that I see is you have not lost the ability to file bankruptcy its now just changed how it is being handled by the courts and law firms. At the Utah Bankruptcy Guy we have adapted to this new environment. Now might be the easiest it has been to file bankruptcy in the past 15 years.

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stop eviction bankruptcy

According to a recent article in the New York Times there is a tsunami wave of foreclosures and evictions about to occur in this country due to the Covid-19 pandemic. Up until this point, government aid has kept a dozen million Americans in their homes, but that cushion won’t last forever. Polls and surveys show that in the next few months it’s estimated that 2 million Americans will be evicted from their homes and apartments for the next several month.

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When a bankruptcy case is filed there is something created immediately upon the filing of the case called the automatic stay.  The automatic stay is a very broad court injunction against the continuing of any action by creditors, collection agencies, and government entities against the debtor or the debtor’s property. Under 11 U.S.C. §362 is…

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