You know when bankruptcy makes sense to you when you won’t be able to be able to pay back your debt within 3-5 years.  At this point it can be a good time to consider bankruptcy. This could happen because of a financial catastrophe.  It might be due to medical issues or losing your…

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Why does bankruptcy happen?  Bankruptcy occurs when you are insolvent and can’t afford to pay off your debts. It is also the process of seeking legal advice from an attorney and from getting legal relief from your debts, and protection from your creditors. It can be the result of a lot of credit card debt,…

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