Bankruptcy with car loan

Filing bankruptcy with car loan can be a complex process for the unwary.  If you are trying to keep a car during the bankruptcy process then you really should hire a bankruptcy attorney with experience helping people keep their cars in bankruptcy.  There are a few different options within a Chapter 7 bankruptcy if you… Continue reading Bankruptcy with car loan

Bankruptcy with medical bills

Medical debt is on of the most common reason that people file for bankruptcy. It even surpasses mortgage debt and credit card debt. Bankruptcy with medical bills occurs when the price of treating a disease, injury or sickness becomes greater than what the patient is able to pay. Even some individuals with medical insurance have… Continue reading Bankruptcy with medical bills

Bankruptcy without spouse knowing

While you have the legal right to file for bankruptcy without spouse knowing , practically it would be difficult to file for bankruptcy without your spouse finding out about you filing for bankruptcy. There will be mail and paperwork that comes to your home regarding your bankruptcy. There may be calls that come in and… Continue reading Bankruptcy without spouse knowing

How bankruptcy affects job search

A common reason for filing bankruptcy is due to a job loss. So how bankruptcy affects job search is a common concern of people looking into bankruptcy.  Fist you need to understand that the bankruptcy laws protect you from being fired due to a bankruptcy filing.  How bankruptcy affects job search an employer cannot legally… Continue reading How bankruptcy affects job search

Bankruptcy without losing house

Filing bankruptcy without losing house happens all the time.  This is usually one of biggest concern with my clients that own property.  It’s understandable that there is so much concern about filing bankruptcy without losing house since our homes are usually are largest asset (and usually our largest debt).  Most people are able to keep… Continue reading Bankruptcy without losing house

Bankruptcy without a job

There is no requirement that you be employed to file for bankruptcy.   For some reason this rumor is floating around out there, I hear this from time, from potential clients.  In fact, bankruptcy without a job, is one of the most common reasons people file for bankruptcy in Utah. However, being unemployed can affect… Continue reading Bankruptcy without a job

Bankruptcy when to file

One of the most common search terms in the bankruptcy world is: bankruptcy when to file.  There are some many variables in that question that book could be written on the subject.  In some situations sometimes there is the right moment to file for bankruptcy. It could make sense to hold off filing to be able… Continue reading Bankruptcy when to file

When bankruptcy ends

So if the goal of a bankruptcy is a discharge, then the question is, when bankruptcy ends.  Most people think that a bankruptcy usually end when you are discharged.  But the case is not technically over at that point.  The court will grant a discharge in a Chapter 7 bankruptcy case usually within  about 120… Continue reading When bankruptcy ends

Utah Bankruptcy Laws

Chapter 13 Bankruptcy or Chapter 7 Bankruptcy in Utah. Utah bankruptcy laws were created to provide specific relief for business owners, individuals and families whose lives are being disrupted by excessive debt. The laws have two basic goals: Debt elimination and property protection. The Utah bankruptcy laws are set forth under federal law. Article I,… Continue reading Utah Bankruptcy Laws

Tax refunds and bankruptcy

Some people come to see their income tax refunds as a yearly bonus. In reality these refunds are usually caused by a taxpayer having paid too much in taxes during the past year. Sometimes people have even come to rely upon these refunds for planned yearly spending to catch up on bills, go on vacation,… Continue reading Tax refunds and bankruptcy