Can a person file bankruptcy without ever going to court?  If you file bankruptcy you are required to attend something called the meeting of creditors or Section 341 meeting.  This is a proceeding at which the debtor testifies under oath that the information contained in their bankruptcy filing is accurate.  In most jurisdictions the 341…

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What are bankruptcy judges.  In the United States bankruptcy judges are appointed by the majority of judges in the U.S Court of Appeals for that U.S district court. What are bankruptcy judges are judicial officers.  They are appointed for a period of 14 years and every 14 years need to submit recommendations about the number…

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7 Deadly Sins Before Bankruptcy OK I know that sounds a bit dramatic – but it got your attention.  I am asked all the time what not to do before bankruptcy.  So here is my list of seven things that have the potential to get you into trouble prior to your case filing: 1.Don’t make…

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The U.S. Bankruptcy Court is part of the United States Federal Court System.  As of the writing of this blog there are 94 Bankruptcy Districts in the United States.  In all districts there is at least one siting bankruptcy court judge and a clerk of court.  Almost all federal bankruptcy districts have more than on…

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Most people do not realize that there are actually five different types of bankruptcy.  Most of time when someone hears the word “bankruptcy” they assume you are talking about Chapter 7 bankruptcy the one where you eliminate your debts and possible lose all your assets.  The majority of bankruptcy cases filed are this kind of…

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