Category: Utah Bankruptcy Guy

When Does Bankruptcy Make Sense?

If you are facing a financial crisis, such as a job loss, illness, or divorce, bankruptcy may be the best option to get relief from your debts and get a fresh start.

How to rebuild after bankruptcy

Rebuilding your life after bankruptcy is a process that requires dedication, hard work, and patience. By following these steps, you can regain your financial stability and work towards a bright and secure future.

Can a small business file bankruptcy?

Bankruptcy can have significant consequences for a small business and the business owner(s). There may be damage to its reputation and credit. It’s important to consider all options before filing for bankruptcy.

Benefits of Bankruptcy

While filing for bankruptcy will initially have a negative impact on a person’s credit score, it will also signal to creditors that the individual is taking steps to address their financial problems and regain control of their finances.

Danger: Don’t Rely on Free Online Bankruptcy Advice

Information is good but remember you need to rely on a local experienced bankruptcy lawyer so you get the best legal outcome possible. 

How do you get a bankruptcy discharge?

Unless there is litigation involving objections to the bankruptcy discharge, the debtor will usually automatically receive a discharge. The Federal Rules of Bankruptcy Procedure provide for the clerk of the bankruptcy court to send via US mail a copy of the order of discharge to all creditors, the U.S. trustee, the trustee in the case,… Continue reading How do you get a bankruptcy discharge?

5 Ways Your Bankruptcy Could Be Denied

We always say it better to give too much information that too little.  You are seeking forgiveness of your debts and need to approach the process with clean hands.  Rest assured however that if you honestly disclose your required information you should have no problems with the bankruptcy court.

Ways To Stop Foreclosure In Utah

Do you see a foreclosure on the horizon?   Here are 5 ways to stop foreclosure before it starts. Foreclosure is a major crisis for most families in Utah.   We can help.  You have options to help keep you and your family from losing your home.   You can get out of debt without losing everything!

Loan After Your Bankruptcy

The waiting period on getting a loan after your bankruptcy can vary depending on a host of factors, but a big one is the type of bankruptcy you experienced. With a Chapter 7 bankruptcy, lenders typically wait two years after the date of discharge. As for Chapter 13 bankruptcy, you may be eligible for a VA loan just 12 months removed from the filing date.