Bankruptcy and IRS Form 1099

So I have been getting a bunch of calls from my clients lately about bankruptcy and IRS Form 1099 that they received in the mail.  This being tax time and all it’s important to know your rights.  If you filed bankruptcy last year make sure you tell your tax preparer about it – especially if… Continue reading Bankruptcy and IRS Form 1099

When bankruptcy is dismissed

There are a number of reasons why a bankruptcy case can be dismissed. Typically, the causes go from intentional misconduct (i.e., fraud and bad acts) to the failure to do something like to file the correct forms with the court or attend a required hearing. Here are some of the most common reasons when bankruptcy… Continue reading When bankruptcy is dismissed

Where are Utah bankruptcy petitions filed

Where are Utah bankruptcy petitions filed is a common question.  You need to first understand the two court system we have in the United States.  There are state court systems and the federal court system. Bankruptcy and is related laws and rules stem from a clause in the U.S. Constitution making bankruptcy part of the… Continue reading Where are Utah bankruptcy petitions filed

What bankruptcy can I file

In order to determine what bankruptcy can i file for or if you are eligible for bankruptcy, you must take the means test.  in 2005 Congress made major changes to the bankruptcy laws via changes to the U.S. Bankruptcy Code.  One of the new changes was something called the “Means Test”.  The means test will… Continue reading What bankruptcy can I file

Stop debt collector calls

One of the most common reasons people decide to file for bankruptcy is to stop debt collector calls.  by filing bankruptcy you can immediately stop debt collector calls.  Any collector that still attempts to collect on a debt once they know about your bankruptcy is in violation of 11 U.S.C. Sec 362.  Bankruptcy is a… Continue reading Stop debt collector calls

Bankruptcy who knows

In my experience most people don’t want others to know about their financial issues and challenges.  This certainly goes for bankruptcy.  So I get this question all the time if I file for bankruptcy who knows ?  Your lawyer, your creditors, you, and whoever else you decide to tell. Bankruptcy is a public record and… Continue reading Bankruptcy who knows

Bankruptcy discharge vs closed

Bankruptcy discharge is when the debtor is released from liability to pay his or her debts and no longer required to pay any debts that are discharged, and it also prohibits creditors from coming to collect your debt. Getting a bankruptcy discharge is a big step in a bankruptcy case but it’s not the end… Continue reading Bankruptcy discharge vs closed

Bankruptcy court in Utah

Bankruptcy court in Utah is located in Salt Lake City at 350 Main St #301, Salt Lake City, UT 84101.  The Bankruptcy Court in Utah is located in the Moss Courthouse.  The Moss Courthouse has been the main US Courthouse in Utah for over 100 years.  Recently a new federal courthouse was built next to… Continue reading Bankruptcy court in Utah

How bankruptcy affects credit score

No matter which bankruptcy you file for, it will show you how bankruptcy affects credit score.  That affect be for the good or the bad.  Whether it is a Chapter 7 bankruptcy or a Chapter 13 bankruptcy it will be how bankruptcy affects credit score.   We find many of our client actually improve their… Continue reading How bankruptcy affects credit score

What bankruptcy cannot do for you

Bankruptcy is not the silver bullet that will cure all your financial issues.  Many people want to know what bankruptcy can do for them here is what bankruptcy cannot do for you.  There are debts that bankruptcy cannot eliminate like student loans, child support, alimony and most secured debts. What bankruptcy cannot do for you and… Continue reading What bankruptcy cannot do for you