Where to get bankruptcy discharge papers

Once your bankruptcy case concludes, you will receive what is known as a bankruptcy discharge which states that all dischargeable debts are no longer enforceable. Creditors whose debts are discharged in the petition can no longer contact you about your debt or file any legal proceedings against you. It is very important to keep this… Continue reading Where to get bankruptcy discharge papers

Bankruptcy when you own a house

Many people want to know if they file bankruptcy what will happen to their house.  The treatment of your house in bankruptcy will be different depending  on which type of bankruptcy you end up filing. There are a number of types of bankruptcy.  The type of bankruptcy you file can be tricky decision and any… Continue reading Bankruptcy when you own a house

Bankruptcy versus credit consolidation

Credit consolidation can be one way to work out your existing debts and possible save you some money on the repayments of those debts. Consolidating debts mean you take multiple payments that are due and combine them into one monthly or weekly payment. There are different pros and cons to credit consolidation. You may be… Continue reading Bankruptcy versus credit consolidation

Bankruptcy when unemployed

For some reason that I have not been able to determine there is a rumor floating around that you need to employed to file for bankruptcy protection.  There is no requirement under the Bankruptcy Code to be employed to get protection of the bankruptcy court.  So rest assured that you can still file for bankruptcy… Continue reading Bankruptcy when unemployed

Who pays the bankruptcy trustee

The answer to this common bankruptcy question is that it depends on what kind of bankruptcy you are filing.  In bankruptcy there are a number of different trustees – and it can sometimes get confusing if you don’t deal with them everyday.  There are Chapter 7 Trustees, Chapter 11 Trustees, Chapter 12 Trustees, and Chapter… Continue reading Who pays the bankruptcy trustee

Which bankruptcy is better to file?

A common question that I am asked is which bankruptcy is better to file?  As I am sure you understand this is loaded question.  Each type of bankruptcy addresses a different type of financial need. The first step in filing bankruptcy with our office is a consultation with the attorney. During this consultation the attorney… Continue reading Which bankruptcy is better to file?

Bankruptcy when can I buy a house

Bankrupt so when can I buy a house?     So you want your dream home – but you just filed for bankruptcy – what can you do?  Typically it takes about two years after a bankruptcy discharge to be able to get a low interest mortgage.  In most cases government back lenders through FANNIEMAE… Continue reading Bankruptcy when can I buy a house

Bankruptcy who qualifies

  Bankruptcy who qualifies:   If you answer yes to any of the following questions it may be an indicator that you qualify for bankruptcy. Bankruptcy who qualifies : 1. Are you a single individual or family with one income and more than $3000 dollars in unsecure debt? 2. Are you a two income family… Continue reading Bankruptcy who qualifies

The Utah Bankruptcy Attorney Near Me

Let us help you with your financial stress.  The Utah Bankruptcy Guy now located in the heart of Utah County we help good folks in bad situations gain financial freedom.  Since 2001 we have helped thousands of Utah families get back on their feet.  We are offering free in office consultations to help with your… Continue reading The Utah Bankruptcy Attorney Near Me

The bankruptcy where you pay back

Most people do not realize that there are actually five different types of bankruptcy.  Most of time when someone hears the word “bankruptcy” they assume you are talking about Chapter 7 bankruptcy the one where you eliminate your debts and possible lose all your assets.  The majority of bankruptcy cases filed are this kind of… Continue reading The bankruptcy where you pay back