When bankruptcy is dismissed

There are a number of reasons why a bankruptcy case can be dismissed. Typically, the causes go from intentional misconduct (i.e., fraud and bad acts) to the failure to do something like to file the correct forms with the court or attend a required hearing. Here are some of the most common reasons when bankruptcy… Continue reading When bankruptcy is dismissed

Where are Utah bankruptcy petitions filed

Where are Utah bankruptcy petitions filed is a common question.  You need to first understand the two court system we have in the United States.  There are state court systems and the federal court system. Bankruptcy and is related laws and rules stem from a clause in the U.S. Constitution making bankruptcy part of the… Continue reading Where are Utah bankruptcy petitions filed

What bankruptcy can I file

In order to determine what bankruptcy can i file for or if you are eligible for bankruptcy, you must take the means test.  in 2005 Congress made major changes to the bankruptcy laws via changes to the U.S. Bankruptcy Code.  One of the new changes was something called the “Means Test”.  The means test will… Continue reading What bankruptcy can I file

How bankruptcy stops foreclosure

First lets establish that foreclosures don’t happen overnight, it is usually after 3 or 4 missed payments on a mortgage that lead to a foreclosure action being filed. Foreclosure is the action a lender takes to obtain possession of the property that the loan was secured upon.   For most people when they talk about… Continue reading How bankruptcy stops foreclosure

Bankruptcy without tax returns

You can file a bankruptcy without tax returns but if you have unfiled tax returns it may be in your best interest to file them before you file as opposed to right after you file for bankruptcy.  It is in you best interest to have your tax returns filed prior to the filing of your… Continue reading Bankruptcy without tax returns

Saturday bankruptcy consultation

Have you ever wondered if bankruptcy was a solution to your problems?  We are participating in the Saturday Bankruptcy Clinic this coming Saturday.  This Saturday bankruptcy consultation will be FREE at our Orem location: 1215 S Main Street, Orem, Utah.  We know that it is sometimes hard to take off from work and so we… Continue reading Saturday bankruptcy consultation

Bankruptcy who to contact

When considering to file bankruptcy who to contact is a big deal.  Since bankruptcy is most likely one of the bigger financial decisions you will make in your life finding the right attorney to help is important.  When your filing make the decision to consider bankruptcy who to contact is the logical next decision.  You’ll… Continue reading Bankruptcy who to contact

Bankruptcy with car loan

Filing bankruptcy with car loan can be a complex process for the unwary.  If you are trying to keep a car during the bankruptcy process then you really should hire a bankruptcy attorney with experience helping people keep their cars in bankruptcy.  There are a few different options within a Chapter 7 bankruptcy if you… Continue reading Bankruptcy with car loan

Bankruptcy with medical bills

Medical debt is on of the most common reason that people file for bankruptcy. It even surpasses mortgage debt and credit card debt. Bankruptcy with medical bills occurs when the price of treating a disease, injury or sickness becomes greater than what the patient is able to pay. Even some individuals with medical insurance have… Continue reading Bankruptcy with medical bills

Bankruptcy without a job

There is no requirement that you be employed to file for bankruptcy.   For some reason this rumor is floating around out there, I hear this from time, from potential clients.  In fact, bankruptcy without a job, is one of the most common reasons people file for bankruptcy in Utah. However, being unemployed can affect… Continue reading Bankruptcy without a job