Are bankruptcy filings published in the newspaper

Are bankruptcy filings published in the newspaper? This question relates well to another one of our frequently asked questions: “are bankruptcy cases public record?” If you haven’t read the answer to that question yet, take a second to do so as it might help clear up some of your concerns about word getting around that… Continue reading Are bankruptcy filings published in the newspaper

When bankruptcy makes sense

  You know when bankruptcy makes sense to you when you won’t be able to be able to pay back your debt within 3-5 years.  At this point it can be a good time to consider bankruptcy. This could happen because of a financial catastrophe.  It might be due to medical issues or losing your… Continue reading When bankruptcy makes sense

Where to find bankruptcy filings online

In my recent blog post entitled “Are bankruptcy cases public record?”, I talk about the online database called PACER where all bankruptcy records are stored including those bankruptcy cases filed in Utah.   However, in that blog post we also discuss the process required by PACER for someone to obtain those records: essentially you must… Continue reading Where to find bankruptcy filings online

How will bankruptcy affect your spouse

This is a great question, and an important one to consider whether you are filing bankruptcy individually or jointly with your spouse.  Also depends on whether you are filing Chapter 7 bankruptcy or Chapter 13 bankruptcy. One of the most common questions a Utah bankruptcy attorney receives is: “How will filing bankruptcy affect your spouse?”… Continue reading How will bankruptcy affect your spouse

Bankruptcy with credit card debt

Can I file bankruptcy with credit card debt? The short answer to this question is YES.  Credit card debt is one of the common reason that people file for bankruptcy. Once your case gets filed the credit card companies and their collection agencies can no longer harass you with phone calls and letters or something… Continue reading Bankruptcy with credit card debt

Over 65 and broke: Don’t feel guilty

Over 65 and broke: Don’t feel guilty.  “The number of bankrupt older Americans has surged in recent years, a sign of widespread financial distress and a shrinking social safety net”, according to a research study recently released.  In the study of bankruptcy filers it found using data, from the Consumer Bankruptcy Project, more than a… Continue reading Over 65 and broke: Don’t feel guilty