when can I file again

Receiving a discharge of debts after filing bankruptcy can be a huge relief, but sometimes it might be only a temporary reprieve. As the years pass, the bills might start piling up again, and unexpected events like illness or layoffs can overwhelm your finances all over again. In these circumstances, the question “how often can you file bankruptcy?” is relevant.

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A mortgage statement during bankruptcy?  We laughed at that question for years since debtors almost never get any help with their mortgage information after they file for bankruptcy.  But finally the times are a changing – for the good of everyone – debtors and lenders.  Some new mortgage servicing rules that just went into effect…

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