Recent Utah Median Income Number For Bankruptcy

As of November 1, 2018, the Census Bureau Utah Median Income by Family Size have been updated — this happens every 6 months. The Median Income Levels for Utah are up.  This is important because the Utah median income number is a determining factor in the type of bankruptcy someone can file.  If your income… Continue reading Recent Utah Median Income Number For Bankruptcy

Are bankruptcy filings published in the newspaper

Are bankruptcy filings published in the newspaper? This question relates well to another one of our frequently asked questions: “are bankruptcy cases public record?” If you haven’t read the answer to that question yet, take a second to do so as it might help clear up some of your concerns about word getting around that… Continue reading Are bankruptcy filings published in the newspaper

Is there hope after bankruptcy

Recently I had an email from one of the first clients that bought my bankruptcy book: Life after bankruptcy: The Game Plan to Rebuild, Restore, and Renew Your Credit After Bankruptcy.  I share just a part of his note: “Thank you. We appreciate your thoroughness in preparing us for the [bankruptcy] process and post process.… Continue reading Is there hope after bankruptcy

When bankruptcy makes sense

  You know when bankruptcy makes sense to you when you won’t be able to be able to pay back your debt within 3-5 years.  At this point it can be a good time to consider bankruptcy. This could happen because of a financial catastrophe.  It might be due to medical issues or losing your… Continue reading When bankruptcy makes sense

Where to find bankruptcy filings online

In my recent blog post entitled “Are bankruptcy cases public record?”, I talk about the online database called PACER where all bankruptcy records are stored including those bankruptcy cases filed in Utah.   However, in that blog post we also discuss the process required by PACER for someone to obtain those records: essentially you must… Continue reading Where to find bankruptcy filings online

How will bankruptcy affect your spouse

This is a great question, and an important one to consider whether you are filing bankruptcy individually or jointly with your spouse.  Also depends on whether you are filing Chapter 7 bankruptcy or Chapter 13 bankruptcy. One of the most common questions a Utah bankruptcy attorney receives is: “How will filing bankruptcy affect your spouse?”… Continue reading How will bankruptcy affect your spouse